5 Financial Tips When Starting a Ranch on Seller-Financed Land for Sale in Harlingen

At SRC Land, we want people to find their dream land to begin their first-ever ranch business! But, we understand that making money with a ranch business is tricky. You may believe that your ranch business is all about your cattle, but it’s more than that!

You need to manage and protect your land and environment and contribute to the national and state economies as much as possible! And while we did touch up a little bit already, we want to explore five different tips that you can use to guide you to making the most profit for your ranch land!

1. Before You Start a Ranch, Understand the Market

You need to understand the complex resources needed to run your ranch business. Make sure to learn more about the current market, paying close attention to the prices and sales trends for certain livestock and more! Stay mindful of your ranching sector to ensure that you prepare yourself and your ranch business for any demands and fluctuations in the ranching market.

2. Quality Bulls Equal More Profit

Quality over quantity counts when it comes to buying or raising bulls! Spend more on a bull with good genes versus buying more bulls with lesser genes. Essential things to take into account when it comes to bovine quality include:

  • Genes
  • Temperament
  • Breed history
  • Accelerated growth rates
  • Input and labor to take care of the bulls

Higher-quality bulls in your herd will ensure more profit in the long run.

3. Good Feed is Crucial

By growing hay, you can turn your seller-financed land in Harlingen into a pasture that may be used to renew the grounds and feed your cattle. The savings alone by doing that is a huge win/win! Of course, many factors go into this such as the type of land you bought, weather conditions, etc., but don’t be afraid to reach out to your network of nearby ranchers for more tips in that regard.

If your livestock grow in numbers faster than expected, you can always see about buying more seller-financed lots we may have available, or you can ask a friendly neighbor if it would be okay to allow your cattle to graze on their land.

Also, be sure to use the manure scoring method to keep track of your cattle’s digestion and nutrition. This method will help determine if your cattle will need higher-quality hay or any additional supplements for their diet. 

Conduct research to maximize profit and always keep detailed records of your expenses each month! Be sure to stay flexible and use methods that will help your ranch business grow! via @SRCLand

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4. Rent or Trade

Reduce your costs wherever possible! Most of your expenses will come from land and labor. 

Land costs may include:

  • Fencing
  • Leases
  • Property taxes
  • Land maintenance
  • Commercial general liability insurance
  • Livestock insurance

Labor costs may include:

  • Salaries
  • Vehicles
  • Equipment/maintenance
  • Manual work

To cut on all costs, consider renting pieces of equipment needed for short-term or seasonal needs. You can also buy or trade used equipment for barns, trailers, corral systems, and other purposes. Networking with other ranchers near your ranch is crucial to cut costs on resources and equipment as well.

5. Diversifying is Essential to Running a Successful Ranch

Utilizing the land to the best of your ability will increase profit! Try growing, harvesting, or grinding your corn or hay or diversifying your cattle to ensure you take care of all your costs and make the most out of the land you have! Determine what you need and how much you may have to diversify to yield the most, and plan an excellent strategy to make it happen!

Starting a Ranch Begins With the Right Seller-Financed Land in Harlingen

We hope these five tips will help you make the most out of your seller-financed land. We currently have owner-financed properties in Harlingen, Texas, so be sure to keep an eye out! Check out our property listings today!

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The Pros and Cons of Multifamily vs. Single-Family Properties

When investing in your next commercial property, it is essential to distinguish the differences between multifamily and single-family properties. Our property experts at SRC Land have included several key details, pros, and cons you should consider!

Multifamily Property

Multifamily properties are residential properties that offer more than one housing unit, which usually includes but are limited to apartment complexes, duplexes, or townhomes. A few pros and cons to consider when investing in multifamily commercial properties are:


  • Tax benefits – Multifamily properties offer many tax benefits to investors due to the ability to depreciate the property and offset their rental income.
  • More cash flow – Multifamily properties allow for multiple streams of monthly income! Owners can also choose to live in one unit while renting out the units of their property to tenants.
  • Control over its value – The more income your multifamily property receives, the higher you may place its significance.
  • High number of tenants – Allowing for more tenants in a multifamily property will help offset any losses due to vacancies.
  • Property management – Multifamily properties generate enough to hire property management to help you handle any day-to-day operational tasks, services, and maintenance needed.
  • Blanket policies – You can find more options for the right blanket insurance policy plan for your property.


  • More challenging to sell – Your multifamily property may end up sitting in the market much longer than other types of properties when trying to sell.
  • More responsibility – Owning a multifamily property is a significant commitment that requires you to screen tenants, help sign multiple leases, and more. Be sure you are ready to commit to these responsibilities and consider hiring a property management company to help you out!

Single-Family Property

Single-family properties are single-standing residential buildings with unshared walls, one owner, and on their land. Single-family properties include most residential homes and typically house one family.

A few pros and cons to consider when investing in single-family properties are:


  • Affordable – Overall, single-family properties tend to be cheaper than multifamily properties, including additional costs, such as maintenance and down payments. Lower interest rates and higher loan-to-value ratios make single-family homes easier to finance than multifamily properties. They are best for investors on a budget.
  • Space and privacy – Single-family homes offer much more space and privacy, with higher square footage than other properties, and separation space between neighbors. Many single-family homes also offer private yards.
  • Higher appreciation – If a single-family home is well maintained, there is usually a higher demand for these types of properties than multifamily properties. Selling a house will be much easier to do in the long run.
  • Easy to manage – Single-family homes will help save you money on maintenance and property management costs due to fewer tenants. There are more minor maintenance needs with single-family properties than multifamily properties.


  • Hard to scale – It takes a lot more work to scale single-family properties. You will need to consider multiple mortgage applications and closings at a time!
  • Rental income – You may expect less cash flow than multifamily properties due to a lower number of tenants and monthly payments generated.
  • Expensive vacancies – Vacancies will cost you much more with single-family homes than multifamily properties, affecting your overall business income, mortgages, and more.

Having a thorough understanding of your property investments is key to ultimate success! Reach out to our property experts at SRC Land today to learn more! via @SRCLand

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Take Advantage of Our Seller Financed Properties!

Both multifamily and single-family properties offer advantages to consider when investing.

If you are considering investing in commercial properties but lack the means to do so, our property experts at SRC Land make it easy through our seller financing opportunities!

Let SRC Land help you bring your entrepreneurial dreams into reality by investing in commercial properties for sale in Harlingen!

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4 Factors to Look for When Investing in Multifamily Properties

At SRC Land, we have many seller-financed properties for sale in Harlingen! With all the areas of financial opportunity 2022 will bring, we suggest that you consider buying land and building multifamily homes for the upcoming year.

Multifamily homes are buildings that contain two or more units that may house one or more families. These multifamily properties include:

  • Townhomes
  • Apartment complexes
  • Duplex, triplex, and fourplexes

There are four essential factors to consider when investing your future commercial property into a multifamily business, all of which you can read about below.

1. Location

One of the most vital things to consider when investing in a multifamily property is location. It is crucial to research where you would like to locate your multifamily property business. The best location for your multifamily property must be:

  • Desirable
  • High-growth potential
  • High-yield of income
  • An area where properties are in high demand
  • Around ideal and well-maintained neighborhoods

2. Number of Units

Another factor to consider when investing in a multifamily property is the number of units you would like for this property to include. It is well known that the more units you have, the more potential tenants you may be able to rent out to. To figure out how many units you would like to invest in, you need to take your budget and earning potential into close consideration.

When you are beginning your journey owning a multifamily property, consider investing in affordable properties that offer the most with the least risk, such as:

  • Duplex (two units)
  • Triplex (three units)
  • Four-plex (four units)

3. Potential Income

One of the most important things you need to consider when investing in a multifamily property is the amount of potential income you may receive as your business grows.

To figure out your potential income, you must consider the amount of rent you are willing to price your units at, as well as the expenses you will give to your property, such as maintenance and repairs.

Most investors agree on a good rule of thumb: the “50 percent rule.” This rule means spending 50 percent of the investment’s income on expenses over the mortgage.

4. Costs

There are various costs to consider when investing in multifamily properties, such as:

  • Interest rates
  • Property taxes
  • Insurance
  • Maintenance fees
  • Utility costs
  • Vacancy costs

These costs vary depending on the location, state regulations, and the deal you made with your lender. Be sure to have a conversation with your CPA about these costs before you make your final decision.

SRC Land helps people struggling with bad credit and first-time landowners buy the land of their dreams. We currently have lots throughout Houston, Brownsville, Los Fresnos, Donna, Harlingen, and East Texas! via @SRCLand

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Invest in a Multifamily Property with SRC Land!

Aside from the location, the number of units, potential income, and costs associated with a multifamily property, you will need to search for any available commercial properties for sale!

At SRC Land, we have a plethora of seller-financed properties for sale in Harlingen just waiting to host your multifamily housing. We can help you achieve the property of your dreams to begin your multifamily property business using our loan servicing!

Reach out to us to learn more about the property listings we have on sale today!

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Building Multifamily Properties? SRC Land Can Help!

For over 20 years, SRC Land has made it possible for people to own seller-financed commercial properties in Harlingen! There are many kinds of investments you could consider for your new commercial property from SRC Land. One investment you should consider includes buying land that can be used as multifamily properties!

Defining Multifamily Properties

Multifamily properties are residential buildings (e.g. apartments) where more than one family lives or that contain more than one unit. They are typically rental or ownership housing, and sometimes, they share walls.

When done right, a multifamily property can be a great opportunity to create a stream of passive income. But it all starts with choosing the right tract of land, and SRC Land is here to help.

What Kind of Multifamily Properties are Best for a Commercial Property?

As mentioned before, multifamily properties usually contain more than one unit within residential buildings, and choosing the best one to invest in depends on your budget, surrounding areas/cities/towns, the local need for housing, and population.

You also have to consider:

  • Your monthly cash flow.
  • How much a multifamily property will profit.
  • How to calculate income earned from rent and fees versus expenses like building maintenance and repairs.
  • Learning and memorizing your capitalization rate, which usually indicates how quickly you will receive a return on investment.

Let’s take a look at the different types of multifamily properties:

  • Duplex, triplex, fourplex: These multifamily properties are buildings that house different families and include two, three, or four units. It’s usually the same building that separates the units by walls and separate entrances.
  • Townhomes: These are multi-story homes that share walls with adjacent townhomes and include their own entrances.
  • Semi-detached homes: Very similar to townhomes, they usually house two units.
  • Garden apartments: These commercial properties are usually 3 or 4 stories high with 50 or more units. They typically do not have elevators and will always have shared yards and land space.
  • Apartment complexes: Apartment complexes are usually owned by a single entity and rented out to residents. They usually offer affordable housing and amenities. Most apartment complexes include various stories or floors and can be considered low, mid, or high-rise apartments.

Your Multifamily Property Will Need Amenities

Multifamily amenities usually provide us with affordable units and housing to live in, especially during these high-cost housing markets. They may also include mixed-income housing and vary in unit sizes and amounts of bedrooms. Some multifamily properties, such as apartment complexes, may consist of a variety of amenities, such as:

  • Gyms
  • Pools
  • Playgrounds
  • Gardens
  • Community gathering spaces

SRC Land believes in helping you look for the best seller-financed property for sale in Harlingen! Doing so will help you begin the multifamily property of your dreams. via @SRCLand

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Multifamily properties may offer a bevy of benefits and a significant amount of financial security for your future. Don’t hesitate on an opportunity that doesn’t come often. Buy seller financed land from a trusted land developer now.

No banks or traditional lenders! So what are you waiting for? Invest in building a multifamily property now!

Check Out Our Property Listings Now