What First Time Land Buyers Should Know About Hurricanes and Their New Property

Buying land in a hurricane zone can be a bit complicated if you’re planning to build on the property. But with the right plan in place, purchasing such a property can be the best investment you can make.

At SRC Land, we not only want to help you through the entire process of choosing the right property, but we also want to make sure you can properly protect your investment from hurricanes and other severe storms.

About Hurricanes

Hurricane season is expected to last this year from June 1st to November 30th. To be prepared, there are four things individuals buying land in a hurricane zone should know:

1. Be mindful of hurricane tendrils: The tendrils emanating from a hurricane can be just as dangerous as its center. A storm hitting the Texas Gulf Coast can have tendrils that stretch in Central Texas, causing tornadoes and flooding.

2. Flooding: While hurricanes devastate coasts with wind, severe rain can cause irreparable damage inland, especially to properties near rivers and creeks.

3. Hurricane’s direction: The direction a hurricane is traveling can provide some insights into the amount of damage it makes. A hurricane’s right quadrant has the strongest winds, which can tell you where the most damage will be.

4. Up to 10 hurricanes in Texas: Through 2020’s hurricane season, a total of four hurricanes hit near the RGV. However, an average season produces 14 storms, including seven hurricanes.

How To Prepare

The lion’s share of damage from a hurricane comes from strong winds and flooding. Preparing for these dangers is key. Insurance and safety precautions are some things you can do better protect yourself and your investment:

l. Insurance is key

It is of utmost importance to have property insurance when building in a hurricane zone, and don’t settle for the first company you come across. Shop around to compare prices and to determine which provider offers the best coverage at the most reasonable price.

Another common mistake that can have truly serious consequences is thinking that their insurance will cover flooding. The most basic insurance DOES NOT cover flooding and will typically require you to purchase additional add-ons to your policy.

ll. Read the small print

Depending on your land’s location and risk level, your insurance premium might be more expensive. On top of that, make sure to get more than just general insurance.

With hurricanes being a risk in South and Coastal Texas, you will require storm protection, flood insurance, and other types of insurance coverage. It is important to note that flood insurance policies have a 30-day waiting period before coverage takes effect. So make sure to purchase this insurance in a timely manner.

The Safety Measures You Need In Place

There is no “overdoing it” when it comes to protecting your investment against a hurricane. Some safety measures you can take include:

1. Have a plan. A lot of damage from hurricanes can be mitigated with a proper contingency plan. An evacuation plan can even save lives.
2. Make sure the exterior of your home is safe. All large trees and shrubs should be trimmed before a major storm. If you own patio furniture, put it away or secure it to the floor.
3. Update where you can. Windows, doors, and garage doors can be upgraded to be impact-rated. In certain states, upgrading your safety measures could lower your insurance premium.
4. Place cars in safe areas. Make sure any parking areas are located on high ground and away from tall trees and shrubs.
5. Plan for electricity going out. Having an emergency power source and a proper surge protector in place is good practice to avoid electrical damage to your property.
6. Safe keep important documents. Keep all important legal and insurance documents in a waterproof safety deposit box.
7. Have a shelter room. Whether you build a home or a business site, building a shelter room for any occupants could save lives.

We Can Help You Find The Harlingen Property That Meets Your Needs.

Living in a hurricane zone can become stressful during hurricane season. However, these areas are also the most profitable and beautiful in the country.

If you’re thinking about buying in a hurricane zone, we got the land you’re looking for! At SRC Land, we can help you find and buy your land in one easy and smooth process. Our real estate specialists in Harlingen are here to offer you their experience and knowledge to help you during this new journey.

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Spookify Your Seller-Financed Property With These 3 Last Minute Halloween Decoration Ideas

Fall is here, and everyone in the Rio Grande Valley is excited to carve pumpkins, share spooky ghost stories, and put on creative–and often scary–costumes to ring in the Halloween weekend. While we are certainly living during uncertain times with the COVID-19 pandemic, celebrating Halloween may have taken a back seat this year, but that doesn’t mean we can’t celebrate it, so long as we do so safely.

If you love to celebrate Halloween but haven’t set anything up because of the times we are living in, however, SRC Land has got you covered. We know that the RGV comes up with some special and innovative decorations and creations that appeal to both adults and children alike, especially in Harlingen, and in order to live up to this expectation, we’ve come up with a few things you can do to spookify your property this season.

1. Ghoulify Your Garage

A garage door has a lot of real estate to work with when it comes to decorations, and the potential to house spooky drawings or decorations are endless. Tons of easy-to-print and spooky templates are available online, or use your creativity to transform your garage into a huge mouth with terrifying teeth or a creepy UFO with cut-out space aliens lurking in the shadows!

You can also open it up for a more dimensional look and feel and decorate the inside with printable gravestones you can find online, some cotton fashioned into fake cobwebs, a fog machine to give it that eerie look, and some cut-out zombies to complete it all.

2. Cause a Fright With Property Lights

Frighten passersby with Halloween-themed lighting! A can of black light hairspray and a black light spotlight hidden in a nearby bush can go a long way in spooking your neighbors. Spray on a spooky message onto your garage door and light up the area with a black light to reveal it.

Amp up the creepiness factor on your property by switching out porch and driveway lights with Halloween-themed light bulbs. String lights hanging from the trees can also add into ambiance, but a pair of glowing red LED lights stuffed into a bush or in a dark corner can make them quake in their shoes.

3. Jack-O-Lanterns, Witches, and Skeletons, Oh My!

Thankfully, there is a whole industry that caters to landowners looking to spicy up their property during the Halloween season. Pumpkins are an inexpensive and classic way to celebrate the spirit of Halloween.

Carve out terrifying faces from its flesh with printable templates, carefully place in a tealight, and place them throughout your property in areas where a fire won’t start. Or you can switch out the tealights for battery-operated orange LED lights or flameless candles.

You don’t have to let the garage, driveway, or porch do all of the heavy lifting this Halloween. Hang a few skeletons, witches, or ghosts that you can find at a retail store to your tree limbs and watch them sway in the cool October breeze.

Don’t Let Bad or No Credit Scare You Away From Owning the Property of Your Dreams

By purchasing property through SRC Land, you are enabling yourself the power and freedom to decorate your property as you wish. Your imagination is the limit, and the possibilities of creepifying your land in time for Halloween night are endless.

Leave behind the days of renting and tight spaces and embrace the freedom of landownership. At SRC Land, we work hard to make the American Dream come true for our clients, and if you have bad or no credit, we can still help you with our seller-financing options.

Take out the fright out of buying land. Contact SRC Land to discover more about our seller-financing options today.

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