City Versus Rural Residential Development: What’s the Difference?

Residential developments can be separated into two categories: city and rural. These two types can differ in location, cost, and zoning restrictions. Where you choose to buy, build, and live can make all the difference when you’re creating your dream home.

The style of residential development you should choose depends on your preferred lifestyle, work commute, and more. Keep reading to learn more about the difference between city and rural residential development, and talk to a real estate agent about which might be right for you.

City Residential Developments

Location plays an important role in your residential decisions. City residential areas are located within city limits and are more common than rural residential developments. City residential developments can be great for many reasons, but they also have a few drawbacks.


  • Location – Closer to school, work, shops, and dining options
  • Amenities – Reliable access to utilities and services such as power, water, and internet
  • Market Trends – Quicker market turnaround thanks to high demand 


  • Zoning Rules – Once a plot of land has been zoned as a residential area, it is nearly impossible to change. 
  • Strict Regulations –  Certain areas may have strict development restrictions in place, including building height, minimum square footage, or even fence regulations.
  • Neighborhood restrictions – Some neighborhood areas may have rules on maintaining the home’s exterior, such as paint color, landscaping, or upkeep.

Rural Residential Development

Land that is located outside of the city limits is considered rural and can be a great place to put down roots. While living in cities is increasingly popular, county life doesn’t have to be popular to be the right choice for you. You might find that a rural residential development offers everything you could ever want.


  • Less Regulation – Fewer restrictions on the type of structure you can build
  • More Freedom – More space and the ability to custom-design your home to fit your needs
  • Better Price – Lower price per square foot 
  • Gorgeous Views – Views ranging from rolling hills and prairie lands to mountains


  • Accessible Location — Rural land may be far from the nearest city or town. This can limit access to services and utilities. 
  • Market Trends — Rural lots tend to take longer to sell and have a higher risk of investment loss. This can make rural developments better for long-term plans. 
  • More Upkeep – Since rural residential areas often come with more space, the land may require more upkeep.

Find Available Properties With Help From SRC Land

No matter where you decide to buy land, financing will be a major factor. For those looking to access financing for their real estate purchase, seller-financing is often quicker, easier, and cheaper than bank loans. It can also be helpful if you have bad or no credit or can’t get a traditional loan. 

There’s no denying that living in the city is very different from living in wide-open spaces, but your financial plans are just as important. If you’ve been thinking of making the switch from the city to a rural homestead, contact the office of SRC Land to start your search for land in Harlingen and seller-financed loan opportunities, today. 

Looking to find a residential development for your next project? Contact SRC Land to start today!

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